Call reports 2013
SOUTHEAST BANK — 2013
What SOUTHEAST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 471,086,000 | 462,945,000 | 500,348,000 | 528,566,000 |
| Total loans | 353,991,000 | 368,160,000 | 406,068,000 | 457,421,000 |
| Allowance for loan losses | 2,161,000 | 3,162,000 | 3,513,000 | 3,234,000 |
| Securities available for sale | 16,472,000 | 14,748,000 | 17,426,000 | 16,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 414,255,000 | 405,106,000 | 440,133,000 | 456,552,000 |
| Interest-bearing deposits | 337,312,000 | 339,408,000 | 374,091,000 | 390,582,000 |
| Noninterest-bearing deposits | 76,943,000 | 65,698,000 | 66,042,000 | 65,970,000 |
| Equity capital | 53,988,000 | 54,904,000 | 56,956,000 | 57,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,933,000 | 11,809,000 | 18,274,000 | 24,806,000 |
| Interest expense | 718,000 | 1,419,000 | 1,706,000 | 2,430,000 |
| Net interest income | 5,215,000 | 10,390,000 | 16,568,000 | 22,376,000 |
| Noninterest income | 462,000 | 2,925,000 | 3,839,000 | 4,981,000 |
| Noninterest expense | 3,806,000 | 9,141,000 | 13,870,000 | 18,987,000 |
| Provision for loan losses | 150,000 | 1,394,000 | 1,785,000 | 1,785,000 |
| Pretax income | 1,721,000 | 2,819,000 | 4,791,000 | 6,624,000 |
| Income tax | 0 | 607,000 | 1,280,000 | 2,577,000 |
| Net income | 1,721,000 | 2,212,000 | 3,511,000 | 4,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,448,000 | 49,941,000 | 52,252,000 | 53,337,000 |
| Total capital | 50,609,000 | 53,103,000 | 55,765,000 | 56,571,000 |
| Risk-weighted assets | 292,954,000 | 290,961,000 | 296,255,000 | 317,233,000 |