Call reports 2011
SOUTHEAST BANK — 2011
What SOUTHEAST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 278,794,000 | 272,586,000 | 265,391,000 | 266,176,000 |
| Total loans | 205,697,000 | 204,292,000 | 204,081,000 | 202,903,000 |
| Allowance for loan losses | 4,062,000 | 4,154,000 | 4,436,000 | 2,932,000 |
| Securities available for sale | 29,878,000 | 22,467,000 | 25,505,000 | 27,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,845,000 | 241,220,000 | 233,111,000 | 233,445,000 |
| Interest-bearing deposits | 215,917,000 | 210,971,000 | 201,983,000 | 199,840,000 |
| Noninterest-bearing deposits | 31,928,000 | 30,249,000 | 31,128,000 | 33,605,000 |
| Equity capital | 23,540,000 | 24,035,000 | 24,948,000 | 25,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,469,000 | 6,929,000 | 10,405,000 | 13,779,000 |
| Interest expense | 842,000 | 1,608,000 | 2,268,000 | 2,858,000 |
| Net interest income | 2,627,000 | 5,321,000 | 8,137,000 | 10,921,000 |
| Noninterest income | 480,000 | 756,000 | 1,327,000 | 1,876,000 |
| Noninterest expense | 2,301,000 | 4,572,000 | 6,767,000 | 8,941,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,200,000 | 1,500,000 |
| Pretax income | 404,000 | 875,000 | 1,767,000 | 2,677,000 |
| Income tax | 126,000 | 279,000 | 596,000 | 919,000 |
| Net income | 278,000 | 596,000 | 1,171,000 | 1,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,775,000 | 23,119,000 | 23,721,000 | 24,334,000 |
| Total capital | 25,272,000 | 25,561,000 | 26,145,000 | 26,760,000 |
| Risk-weighted assets | 198,160,000 | 193,651,000 | 191,917,000 | 193,607,000 |