Call reports 2010
SOUTHEAST BANK — 2010
What SOUTHEAST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 279,226,000 | 272,378,000 | 274,351,000 | 272,118,000 |
| Total loans | 215,675,000 | 214,035,000 | 206,640,000 | 203,940,000 |
| Allowance for loan losses | 3,085,000 | 3,153,000 | 3,444,000 | 3,764,000 |
| Securities available for sale | 15,288,000 | 17,930,000 | 22,500,000 | 28,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,351,000 | 240,068,000 | 240,343,000 | 239,822,000 |
| Interest-bearing deposits | 223,268,000 | 215,535,000 | 211,227,000 | 208,383,000 |
| Noninterest-bearing deposits | 24,083,000 | 24,533,000 | 29,116,000 | 31,439,000 |
| Equity capital | 20,691,000 | 21,196,000 | 23,581,000 | 23,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,620,000 | 7,316,000 | 10,968,000 | 14,490,000 |
| Interest expense | 1,113,000 | 2,215,000 | 3,227,000 | 4,159,000 |
| Net interest income | 2,507,000 | 5,101,000 | 7,741,000 | 10,331,000 |
| Noninterest income | 509,000 | 1,175,000 | 1,663,000 | 2,150,000 |
| Noninterest expense | 2,273,000 | 4,581,000 | 6,956,000 | 9,314,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,450,000 | 1,975,000 |
| Pretax income | 596,000 | 1,098,000 | 1,301,000 | 1,495,000 |
| Income tax | 209,000 | 378,000 | 431,000 | 477,000 |
| Net income | 387,000 | 720,000 | 870,000 | 1,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,762,000 | 20,120,000 | 22,297,000 | 22,471,000 |
| Total capital | 22,325,000 | 22,647,000 | 24,725,000 | 24,936,000 |
| Risk-weighted assets | 204,512,000 | 201,539,000 | 193,243,000 | 195,879,000 |