Call reports 2009
SOUTHEAST BANK — 2009
What SOUTHEAST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 259,833,000 | 251,071,000 | 260,709,000 | 267,645,000 |
| Total loans | 206,981,000 | 213,541,000 | 217,250,000 | 216,771,000 |
| Allowance for loan losses | 2,310,000 | 2,539,000 | 2,556,000 | 2,968,000 |
| Securities available for sale | 22,644,000 | 17,839,000 | 17,776,000 | 13,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,574,000 | 220,160,000 | 228,988,000 | 236,085,000 |
| Interest-bearing deposits | 206,971,000 | 197,373,000 | 179,890,000 | 212,267,000 |
| Noninterest-bearing deposits | 20,603,000 | 22,787,000 | 49,098,000 | 23,818,000 |
| Equity capital | 20,204,000 | 19,887,000 | 20,473,000 | 20,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,660,000 | 7,403,000 | 11,120,000 | 14,858,000 |
| Interest expense | 1,416,000 | 2,792,000 | 4,073,000 | 5,241,000 |
| Net interest income | 2,244,000 | 4,611,000 | 7,047,000 | 9,617,000 |
| Noninterest income | 500,000 | 538,000 | 1,044,000 | 1,556,000 |
| Noninterest expense | 2,012,000 | 4,163,000 | 6,359,000 | 8,590,000 |
| Provision for loan losses | 700,000 | 1,000,000 | 1,300,000 | 2,200,000 |
| Pretax income | 35,000 | 107,000 | 579,000 | 740,000 |
| Income tax | -1,000 | 204,000 | 366,000 | 407,000 |
| Net income | 36,000 | -97,000 | 213,000 | 333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,973,000 | 18,866,000 | 19,202,000 | 19,347,000 |
| Total capital | 21,283,000 | 21,405,000 | 21,758,000 | 21,917,000 |
| Risk-weighted assets | 201,115,000 | 203,698,000 | 206,053,000 | 205,239,000 |