Call reports 2007
SOUTHEAST BANK — 2007
What SOUTHEAST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 203,816,000 | 206,744,000 | 208,964,000 | 219,255,000 |
| Total loans | 155,516,000 | 166,158,000 | 173,007,000 | 177,313,000 |
| Allowance for loan losses | 1,732,000 | 1,828,000 | 1,876,000 | 2,081,000 |
| Securities available for sale | 15,895,000 | 20,825,000 | 20,097,000 | 19,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,336,000 | 182,277,000 | 183,582,000 | 193,376,000 |
| Interest-bearing deposits | 165,540,000 | 163,340,000 | 166,350,000 | 173,920,000 |
| Noninterest-bearing deposits | 16,796,000 | 18,937,000 | 17,232,000 | 19,456,000 |
| Equity capital | 17,183,000 | 17,338,000 | 17,919,000 | 18,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,372,000 | 7,079,000 | 10,983,000 | 14,892,000 |
| Interest expense | 1,553,000 | 3,193,000 | 4,968,000 | 6,680,000 |
| Net interest income | 1,819,000 | 3,886,000 | 6,015,000 | 8,212,000 |
| Noninterest income | 414,000 | 845,000 | 1,368,000 | 1,894,000 |
| Noninterest expense | 1,578,000 | 3,362,000 | 5,208,000 | 6,897,000 |
| Provision for loan losses | 120,000 | 255,000 | 417,000 | 737,000 |
| Pretax income | 535,000 | 1,114,000 | 1,761,000 | 2,473,000 |
| Income tax | 204,000 | 424,000 | 670,000 | 939,000 |
| Net income | 331,000 | 690,000 | 1,091,000 | 1,534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,129,000 | 16,520,000 | 16,948,000 | 17,418,000 |
| Total capital | 17,861,000 | 18,348,000 | 18,824,000 | 19,499,000 |
| Risk-weighted assets | 148,884,000 | 159,633,000 | 162,345,000 | 168,365,000 |