Call reports 2006
SOUTHEAST BANK — 2006
What SOUTHEAST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 157,185,000 | 154,111,000 | 184,076,000 | 182,237,000 |
| Total loans | 120,479,000 | 125,215,000 | 140,185,000 | 146,010,000 |
| Allowance for loan losses | 1,446,000 | 1,449,000 | 1,538,000 | 1,645,000 |
| Securities available for sale | 17,542,000 | 16,410,000 | 16,520,000 | 17,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,274,000 | 136,838,000 | 161,969,000 | 164,496,000 |
| Interest-bearing deposits | 128,475,000 | 125,183,000 | 147,552,000 | 150,769,000 |
| Noninterest-bearing deposits | 11,799,000 | 11,655,000 | 14,417,000 | 13,727,000 |
| Equity capital | 12,471,000 | 12,634,000 | 13,265,000 | 13,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,400,000 | 5,001,000 | 7,846,000 | 11,104,000 |
| Interest expense | 1,015,000 | 2,136,000 | 3,391,000 | 4,878,000 |
| Net interest income | 1,385,000 | 2,865,000 | 4,455,000 | 6,226,000 |
| Noninterest income | 374,000 | 800,000 | 1,193,000 | 1,629,000 |
| Noninterest expense | 1,213,000 | 2,682,000 | 4,138,000 | 5,686,000 |
| Provision for loan losses | 105,000 | 210,000 | 325,000 | 460,000 |
| Pretax income | 441,000 | 773,000 | 1,194,000 | 1,718,000 |
| Income tax | 0 | 89,000 | 143,000 | 224,000 |
| Net income | 441,000 | 684,000 | 1,051,000 | 1,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,697,000 | 12,983,000 | 12,337,000 | 12,770,000 |
| Total capital | 14,143,000 | 14,432,000 | 13,875,000 | 14,415,000 |
| Risk-weighted assets | 116,340,000 | 118,465,000 | 137,627,000 | 140,932,000 |