Call reports 2005
SOUTHEAST BANK — 2005
What SOUTHEAST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 126,246,000 | 131,792,000 | 136,975,000 | 144,181,000 |
| Total loans | 98,328,000 | 106,077,000 | 108,513,000 | 115,196,000 |
| Allowance for loan losses | 1,229,000 | 1,294,000 | 1,352,000 | 1,362,000 |
| Securities available for sale | 12,044,000 | 12,019,000 | 12,888,000 | 13,647,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,140,000 | 114,535,000 | 118,803,000 | 125,855,000 |
| Interest-bearing deposits | 103,534,000 | 106,820,000 | 110,043,000 | 116,845,000 |
| Noninterest-bearing deposits | 6,606,000 | 7,715,000 | 8,760,000 | 9,010,000 |
| Equity capital | 10,369,000 | 11,421,000 | 11,758,000 | 12,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,709,000 | 3,634,000 | 5,726,000 | 7,950,000 |
| Interest expense | 620,000 | 1,340,000 | 2,177,000 | 3,091,000 |
| Net interest income | 1,089,000 | 2,294,000 | 3,549,000 | 4,859,000 |
| Noninterest income | 319,000 | 655,000 | 1,005,000 | 1,378,000 |
| Noninterest expense | 1,021,000 | 2,146,000 | 3,279,000 | 4,381,000 |
| Provision for loan losses | 96,000 | 211,000 | 321,000 | 511,000 |
| Pretax income | 291,000 | 592,000 | 954,000 | 1,345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 291,000 | 592,000 | 954,000 | 1,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,532,000 | 11,509,000 | 11,870,000 | 12,262,000 |
| Total capital | 11,758,000 | 12,803,000 | 13,222,000 | 13,624,000 |
| Risk-weighted assets | 98,056,000 | 105,999,000 | 108,074,000 | 109,442,000 |