Call reports 2004
SOUTHEAST BANK — 2004
What SOUTHEAST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 90,843,000 | 98,210,000 | 111,619,000 | 118,327,000 |
| Total loans | 71,447,000 | 78,043,000 | 86,987,000 | 93,768,000 |
| Allowance for loan losses | 893,000 | 976,000 | 1,087,000 | 1,172,000 |
| Securities available for sale | 12,199,000 | 11,788,000 | 11,399,000 | 11,279,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,994,000 | 83,712,000 | 95,001,000 | 100,927,000 |
| Interest-bearing deposits | 75,082,000 | 78,939,000 | 89,382,000 | 95,018,000 |
| Noninterest-bearing deposits | 3,912,000 | 4,773,000 | 5,619,000 | 5,909,000 |
| Equity capital | 9,108,000 | 8,944,000 | 9,073,000 | 9,871,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,092,000 | 2,306,000 | 3,702,000 | 5,281,000 |
| Interest expense | 363,000 | 775,000 | 1,283,000 | 1,861,000 |
| Net interest income | 729,000 | 1,531,000 | 2,419,000 | 3,420,000 |
| Noninterest income | 115,000 | 302,000 | 506,000 | 1,080,000 |
| Noninterest expense | 780,000 | 1,653,000 | 2,594,000 | 3,546,000 |
| Provision for loan losses | 148,000 | 242,000 | 392,000 | 548,000 |
| Pretax income | -84,000 | -62,000 | -61,000 | 406,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -84,000 | -62,000 | -61,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,025,000 | 9,064,000 | 9,067,000 | 9,932,000 |
| Total capital | 9,918,000 | 10,040,000 | 10,154,000 | 11,104,000 |
| Risk-weighted assets | 73,917,000 | 80,295,000 | 87,943,000 | 96,315,000 |