Call reports 2018
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2018
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 325,743,000 | 325,463,000 | 330,217,000 | 327,274,000 |
| Total loans | 251,212,000 | 253,585,000 | 269,482,000 | 271,985,000 |
| Allowance for loan losses | 3,405,000 | 3,569,000 | 3,575,000 | 3,578,000 |
| Securities available for sale | 29,523,000 | 32,993,000 | 31,852,000 | 31,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,542,000 | 292,633,000 | 294,494,000 | 287,212,000 |
| Interest-bearing deposits | 209,366,000 | 207,937,000 | 215,366,000 | 216,418,000 |
| Noninterest-bearing deposits | 84,176,000 | 84,696,000 | 79,128,000 | 70,794,000 |
| Equity capital | 30,601,000 | 30,974,000 | 31,379,000 | 32,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,793,000 | 7,785,000 | 12,096,000 | 16,637,000 |
| Interest expense | 99,000 | 218,000 | 368,000 | 597,000 |
| Net interest income | 3,694,000 | 7,567,000 | 11,728,000 | 16,040,000 |
| Noninterest income | 499,000 | 1,533,000 | 2,261,000 | 3,204,000 |
| Noninterest expense | 3,392,000 | 6,789,000 | 10,224,000 | 13,548,000 |
| Provision for loan losses | -74,000 | 46,000 | 46,000 | 46,000 |
| Pretax income | 875,000 | 2,265,000 | 3,719,000 | 5,650,000 |
| Income tax | 239,000 | 624,000 | 1,071,000 | 1,622,000 |
| Net income | 636,000 | 1,641,000 | 2,648,000 | 4,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,297,000 | 30,699,000 | 31,213,000 | 32,758,000 |
| Total capital | 33,702,000 | 34,214,000 | 34,788,000 | 36,336,000 |
| Risk-weighted assets | 284,597,000 | 281,177,000 | 296,478,000 | 300,093,000 |