Call reports 2017
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2017
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 312,533,000 | 313,260,000 | 328,030,000 | 325,652,000 |
| Total loans | 245,871,000 | 243,241,000 | 257,435,000 | 255,686,000 |
| Allowance for loan losses | 4,305,000 | 2,843,000 | 2,612,000 | 3,068,000 |
| Securities available for sale | 34,899,000 | 28,719,000 | 27,451,000 | 26,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,534,000 | 278,214,000 | 287,568,000 | 285,419,000 |
| Interest-bearing deposits | 199,849,000 | 197,850,000 | 207,894,000 | 207,279,000 |
| Noninterest-bearing deposits | 76,685,000 | 80,364,000 | 79,674,000 | 78,140,000 |
| Equity capital | 30,060,000 | 30,562,000 | 30,906,000 | 30,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,343,000 | 6,989,000 | 11,171,000 | 15,271,000 |
| Interest expense | 101,000 | 193,000 | 312,000 | 416,000 |
| Net interest income | 3,242,000 | 6,796,000 | 10,859,000 | 14,855,000 |
| Noninterest income | 751,000 | 1,432,000 | 2,207,000 | 2,746,000 |
| Noninterest expense | 3,002,000 | 6,345,000 | 9,865,000 | 13,475,000 |
| Provision for loan losses | 49,000 | 49,000 | 449,000 | 925,000 |
| Pretax income | 946,000 | 1,839,000 | 2,757,000 | 3,206,000 |
| Income tax | 349,000 | 681,000 | 805,000 | 1,166,000 |
| Net income | 597,000 | 1,158,000 | 1,952,000 | 2,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,974,000 | 29,459,000 | 30,094,000 | 30,010,000 |
| Total capital | 32,619,000 | 32,302,000 | 32,706,000 | 33,078,000 |
| Risk-weighted assets | 290,614,000 | 283,802,000 | 296,157,000 | 289,400,000 |