Call reports 2015
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2015
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 305,178,000 | 282,005,000 | 282,650,000 | 283,775,000 |
| Total loans | 173,288,000 | 179,037,000 | 185,497,000 | 205,425,000 |
| Allowance for loan losses | 4,607,000 | 4,629,000 | 4,544,000 | 4,233,000 |
| Securities available for sale | 49,014,000 | 51,393,000 | 49,239,000 | 44,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,954,000 | 253,608,000 | 254,147,000 | 254,794,000 |
| Interest-bearing deposits | 201,320,000 | 181,746,000 | 182,561,000 | 186,628,000 |
| Noninterest-bearing deposits | 75,634,000 | 71,862,000 | 71,586,000 | 68,166,000 |
| Equity capital | 27,108,000 | 27,586,000 | 27,619,000 | 27,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,416,000 | 5,008,000 | 7,853,000 | 10,681,000 |
| Interest expense | 153,000 | 287,000 | 400,000 | 494,000 |
| Net interest income | 2,263,000 | 4,721,000 | 7,453,000 | 10,187,000 |
| Noninterest income | 259,000 | 603,000 | 882,000 | 849,000 |
| Noninterest expense | 1,959,000 | 4,086,000 | 6,501,000 | 9,048,000 |
| Provision for loan losses | -450,000 | -800,000 | -1,000,000 | -1,200,000 |
| Pretax income | 1,013,000 | 2,063,000 | 2,863,000 | 3,217,000 |
| Income tax | 389,000 | 791,000 | 1,091,000 | 1,189,000 |
| Net income | 624,000 | 1,272,000 | 1,772,000 | 2,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,576,000 | 25,470,000 | 25,707,000 | 26,245,000 |
| Total capital | 27,182,000 | 28,179,000 | 28,480,000 | 29,296,000 |
| Risk-weighted assets | 206,450,000 | 214,824,000 | 218,844,000 | 241,861,000 |