Call reports 2014
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2014
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 263,162,000 | 266,963,000 | 286,050,000 | 293,954,000 |
| Total loans | 180,246,000 | 174,961,000 | 171,355,000 | 163,585,000 |
| Allowance for loan losses | 8,376,000 | 7,733,000 | 7,051,000 | 4,613,000 |
| Securities available for sale | 8,127,000 | 8,129,000 | 8,163,000 | 26,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 241,928,000 | 245,253,000 | 263,809,000 | 266,134,000 |
| Interest-bearing deposits | 190,131,000 | 188,394,000 | 187,783,000 | 189,286,000 |
| Noninterest-bearing deposits | 51,797,000 | 56,859,000 | 76,026,000 | 76,848,000 |
| Equity capital | 20,407,000 | 20,823,000 | 21,395,000 | 26,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 4,521,000 | 6,892,000 | 9,109,000 |
| Interest expense | 177,000 | 349,000 | 515,000 | 675,000 |
| Net interest income | 2,053,000 | 4,172,000 | 6,377,000 | 8,434,000 |
| Noninterest income | 296,000 | 559,000 | 934,000 | 1,229,000 |
| Noninterest expense | 2,075,000 | 4,048,000 | 6,039,000 | 8,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 274,000 | 683,000 | 1,272,000 | 1,177,000 |
| Income tax | 0 | 0 | 0 | -2,007,000 |
| Net income | 274,000 | 683,000 | 1,272,000 | 3,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,150,000 | 19,608,000 | 20,109,000 | 23,213,000 |
| Total capital | 21,492,000 | 21,889,000 | 22,419,000 | 25,575,000 |
| Risk-weighted assets | 181,312,000 | 177,038,000 | 180,058,000 | 186,741,000 |