Call reports 2013
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2013
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 304,567,000 | 272,035,000 | 266,261,000 | 269,249,000 |
| Total loans | 217,867,000 | 209,958,000 | 197,940,000 | 179,576,000 |
| Allowance for loan losses | 10,319,000 | 9,329,000 | 8,500,000 | 8,528,000 |
| Securities available for sale | 16,763,000 | 14,653,000 | 14,625,000 | 12,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 281,155,000 | 248,325,000 | 243,959,000 | 248,131,000 |
| Interest-bearing deposits | 234,478,000 | 198,840,000 | 194,842,000 | 194,356,000 |
| Noninterest-bearing deposits | 46,677,000 | 49,485,000 | 49,117,000 | 53,775,000 |
| Equity capital | 22,530,000 | 22,843,000 | 21,207,000 | 20,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,773,000 | 5,429,000 | 8,115,000 | 10,669,000 |
| Interest expense | 314,000 | 561,000 | 772,000 | 963,000 |
| Net interest income | 2,459,000 | 4,868,000 | 7,343,000 | 9,706,000 |
| Noninterest income | 379,000 | 681,000 | 1,026,000 | 361,000 |
| Noninterest expense | 2,250,000 | 4,780,000 | 7,152,000 | 9,938,000 |
| Provision for loan losses | 150,000 | 150,000 | 2,250,000 | 2,250,000 |
| Pretax income | 438,000 | 619,000 | -1,033,000 | -2,121,000 |
| Income tax | 0 | -202,000 | -234,000 | -310,000 |
| Net income | 438,000 | 821,000 | -799,000 | -1,811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,134,000 | 21,646,000 | 20,030,000 | 18,872,000 |
| Total capital | 24,900,000 | 24,299,000 | 22,574,000 | 21,176,000 |
| Risk-weighted assets | 213,747,000 | 205,526,000 | 197,567,000 | 178,074,000 |