Call reports 2012
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2012
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 315,302,000 | 314,734,000 | 309,381,000 | 294,875,000 |
| Total loans | 249,849,000 | 240,483,000 | 234,634,000 | 222,128,000 |
| Allowance for loan losses | 13,256,000 | 12,117,000 | 9,735,000 | 10,110,000 |
| Securities available for sale | 25,084,000 | 23,121,000 | 19,063,000 | 18,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,210,000 | 291,580,000 | 285,156,000 | 271,888,000 |
| Interest-bearing deposits | 249,370,000 | 242,285,000 | 238,998,000 | 225,995,000 |
| Noninterest-bearing deposits | 43,840,000 | 49,295,000 | 46,158,000 | 45,893,000 |
| Equity capital | 20,914,000 | 21,867,000 | 23,355,000 | 22,138,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,367,000 | 6,713,000 | 10,000,000 | 13,094,000 |
| Interest expense | 495,000 | 926,000 | 1,333,000 | 1,691,000 |
| Net interest income | 2,872,000 | 5,787,000 | 8,667,000 | 11,403,000 |
| Noninterest income | 398,000 | 739,000 | 1,111,000 | 1,516,000 |
| Noninterest expense | 2,305,000 | 4,659,000 | 6,688,000 | 8,870,000 |
| Provision for loan losses | 0 | 0 | 0 | 1,949,000 |
| Pretax income | 965,000 | 1,867,000 | 3,090,000 | 2,100,000 |
| Income tax | 0 | 0 | -284,000 | -93,000 |
| Net income | 965,000 | 1,867,000 | 3,374,000 | 2,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,679,000 | 21,200,000 | 22,677,000 | 21,644,000 |
| Total capital | 23,797,000 | 24,198,000 | 25,595,000 | 24,426,000 |
| Risk-weighted assets | 239,300,000 | 230,739,000 | 226,597,000 | 215,263,000 |