Call reports 2011
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2011
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 346,181,000 | 327,416,000 | 319,622,000 | 326,840,000 |
| Total loans | 253,246,000 | 239,173,000 | 246,720,000 | 254,915,000 |
| Allowance for loan losses | 7,329,000 | 7,084,000 | 8,005,000 | 13,279,000 |
| Securities available for sale | 36,317,000 | 31,374,000 | 25,390,000 | 23,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,643,000 | 298,561,000 | 291,361,000 | 305,564,000 |
| Interest-bearing deposits | 280,797,000 | 262,857,000 | 250,930,000 | 263,678,000 |
| Noninterest-bearing deposits | 37,846,000 | 35,704,000 | 40,431,000 | 41,886,000 |
| Equity capital | 26,355,000 | 27,387,000 | 27,448,000 | 20,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,448,000 | 6,947,000 | 10,265,000 | 13,626,000 |
| Interest expense | 638,000 | 1,266,000 | 1,858,000 | 2,390,000 |
| Net interest income | 2,810,000 | 5,681,000 | 8,407,000 | 11,236,000 |
| Noninterest income | 400,000 | 746,000 | 904,000 | 1,050,000 |
| Noninterest expense | 2,188,000 | 4,231,000 | 6,388,000 | 9,301,000 |
| Provision for loan losses | 350,000 | 0 | 750,000 | 7,298,000 |
| Pretax income | 672,000 | 2,196,000 | 2,173,000 | -4,313,000 |
| Income tax | 258,000 | 851,000 | 833,000 | 1,705,000 |
| Net income | 414,000 | 1,345,000 | 1,340,000 | -6,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,319,000 | 26,914,000 | 26,805,000 | 18,045,000 |
| Total capital | 28,547,000 | 29,976,000 | 29,927,000 | 21,185,000 |
| Risk-weighted assets | 254,100,000 | 240,900,000 | 244,855,000 | 241,084,000 |