Call reports 2010
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2010
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 353,897,000 | 363,696,000 | 363,857,000 | 349,016,000 |
| Total loans | 295,544,000 | 291,463,000 | 289,630,000 | 274,805,000 |
| Allowance for loan losses | 7,749,000 | 7,295,000 | 10,092,000 | 6,958,000 |
| Securities available for sale | 29,242,000 | 33,394,000 | 39,040,000 | 38,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,946,000 | 331,186,000 | 334,230,000 | 321,625,000 |
| Interest-bearing deposits | 286,801,000 | 293,549,000 | 297,028,000 | 285,413,000 |
| Noninterest-bearing deposits | 35,145,000 | 37,637,000 | 37,202,000 | 36,212,000 |
| Equity capital | 30,817,000 | 31,232,000 | 28,459,000 | 26,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,586,000 | 7,344,000 | 11,053,000 | 14,721,000 |
| Interest expense | 896,000 | 1,753,000 | 2,554,000 | 3,275,000 |
| Net interest income | 2,690,000 | 5,591,000 | 8,499,000 | 11,446,000 |
| Noninterest income | 721,000 | 1,431,000 | 2,196,000 | 2,687,000 |
| Noninterest expense | 2,305,000 | 4,494,000 | 6,789,000 | 9,289,000 |
| Provision for loan losses | 760,000 | 1,660,000 | 7,460,000 | 11,987,000 |
| Pretax income | 347,000 | 869,000 | -3,553,000 | -7,142,000 |
| Income tax | 126,000 | 321,000 | -1,205,000 | -2,644,000 |
| Net income | 221,000 | 548,000 | -2,348,000 | -4,498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,608,000 | 30,935,000 | 28,038,000 | 24,915,000 |
| Total capital | 34,093,000 | 34,402,000 | 31,574,000 | 28,405,000 |
| Risk-weighted assets | 274,499,000 | 273,572,000 | 275,799,000 | 275,742,000 |