Call reports 2008
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2008
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 320,271,000 | 335,214,000 | 337,808,000 | 339,383,000 |
| Total loans | 276,614,000 | 287,354,000 | 278,339,000 | 295,971,000 |
| Allowance for loan losses | 4,868,000 | 4,504,000 | 4,512,000 | 13,523,000 |
| Securities available for sale | 27,509,000 | 31,994,000 | 32,079,000 | 33,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,621,000 | 299,145,000 | 302,498,000 | 309,235,000 |
| Interest-bearing deposits | 259,359,000 | 263,460,000 | 270,588,000 | 273,454,000 |
| Noninterest-bearing deposits | 28,262,000 | 35,685,000 | 31,910,000 | 35,781,000 |
| Equity capital | 30,753,000 | 31,318,000 | 33,468,000 | 28,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,374,000 | 10,161,000 | 15,300,000 | 19,692,000 |
| Interest expense | 2,040,000 | 3,890,000 | 5,737,000 | 7,440,000 |
| Net interest income | 3,334,000 | 6,271,000 | 9,563,000 | 12,252,000 |
| Noninterest income | 523,000 | 1,150,000 | 1,612,000 | 2,242,000 |
| Noninterest expense | 2,008,000 | 4,058,000 | 6,092,000 | 7,957,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,190,000 |
| Pretax income | 1,926,000 | 3,439,000 | 5,159,000 | -3,577,000 |
| Income tax | 743,000 | 1,305,000 | 1,956,000 | -1,274,000 |
| Net income | 1,183,000 | 2,134,000 | 3,203,000 | -2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,246,000 | 31,197,000 | 33,266,000 | 27,759,000 |
| Total capital | 33,652,000 | 34,702,000 | 36,691,000 | 31,379,000 |
| Risk-weighted assets | 271,036,000 | 279,392,000 | 272,939,000 | 279,670,000 |