Call reports 2006
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2006
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 270,790,000 | 268,937,000 | 272,919,000 | 275,684,000 |
| Total loans | 232,759,000 | 218,719,000 | 212,570,000 | 218,497,000 |
| Allowance for loan losses | 3,425,000 | 3,732,000 | 3,738,000 | 3,739,000 |
| Securities available for sale | 20,251,000 | 28,084,000 | 37,244,000 | 32,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,132,000 | 244,197,000 | 246,488,000 | 248,065,000 |
| Interest-bearing deposits | 217,544,000 | 213,095,000 | 216,005,000 | 216,217,000 |
| Noninterest-bearing deposits | 29,588,000 | 31,102,000 | 30,483,000 | 31,848,000 |
| Equity capital | 22,366,000 | 23,507,000 | 25,096,000 | 25,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,142,000 | 10,376,000 | 15,701,000 | 20,851,000 |
| Interest expense | 1,704,000 | 3,543,000 | 5,502,000 | 7,559,000 |
| Net interest income | 3,438,000 | 6,833,000 | 10,199,000 | 13,292,000 |
| Noninterest income | 311,000 | 735,000 | 1,258,000 | 1,671,000 |
| Noninterest expense | 1,509,000 | 3,022,000 | 4,612,000 | 6,263,000 |
| Provision for loan losses | 300,000 | 600,000 | 600,000 | 600,000 |
| Pretax income | 1,940,000 | 3,946,000 | 6,245,000 | 8,104,000 |
| Income tax | 745,000 | 1,515,000 | 2,383,000 | 3,078,000 |
| Net income | 1,195,000 | 2,431,000 | 3,862,000 | 5,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,521,000 | 23,757,000 | 25,187,000 | 25,787,000 |
| Total capital | 25,421,000 | 26,521,000 | 27,901,000 | 28,674,000 |
| Risk-weighted assets | 231,514,000 | 220,115,000 | 216,058,000 | 230,083,000 |