Call reports 2002
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2002
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 107,633,000 | 115,864,000 | 124,585,000 | 145,640,000 |
| Total loans | 91,820,000 | 94,478,000 | 105,544,000 | 122,651,000 |
| Allowance for loan losses | 1,228,000 | 1,303,000 | 1,393,000 | 1,513,000 |
| Securities available for sale | 11,000,000 | 10,108,000 | 9,308,000 | 10,285,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,647,000 | 106,385,000 | 114,473,000 | 134,960,000 |
| Interest-bearing deposits | 81,819,000 | 87,634,000 | 95,639,000 | 112,593,000 |
| Noninterest-bearing deposits | 16,828,000 | 18,751,000 | 18,834,000 | 22,367,000 |
| Equity capital | 8,578,000 | 9,029,000 | 9,501,000 | 10,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,622,000 | 3,333,000 | 5,212,000 | 7,156,000 |
| Interest expense | 459,000 | 902,000 | 1,396,000 | 1,926,000 |
| Net interest income | 1,163,000 | 2,431,000 | 3,816,000 | 5,230,000 |
| Noninterest income | 211,000 | 472,000 | 792,000 | 1,210,000 |
| Noninterest expense | 743,000 | 1,614,000 | 2,519,000 | 3,448,000 |
| Provision for loan losses | 75,000 | 150,000 | 240,000 | 360,000 |
| Pretax income | 573,000 | 1,156,000 | 1,854,000 | 2,637,000 |
| Income tax | 210,000 | 421,000 | 675,000 | 948,000 |
| Net income | 363,000 | 735,000 | 1,179,000 | 1,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,552,000 | 8,923,000 | 9,368,000 | 9,877,000 |
| Total capital | 9,680,000 | 10,103,000 | 10,657,000 | 11,313,000 |
| Risk-weighted assets | 90,105,000 | 94,270,000 | 102,977,000 | 114,764,000 |