Call reports 2001
COMMUNITY BANK OF OAK PARK RIVER FOREST — 2001
What COMMUNITY BANK OF OAK PARK RIVER FOREST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 88,334,000 | 97,407,000 | 98,556,000 | 109,552,000 |
| Total loans | 67,452,000 | 70,655,000 | 80,685,000 | 84,056,000 |
| Allowance for loan losses | 928,000 | 1,003,000 | 1,078,000 | 1,153,000 |
| Securities available for sale | 7,050,000 | 11,046,000 | 9,082,000 | 12,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,789,000 | 89,512,000 | 90,059,000 | 100,687,000 |
| Interest-bearing deposits | 67,651,000 | 75,307,000 | 74,816,000 | 82,543,000 |
| Noninterest-bearing deposits | 13,138,000 | 14,205,000 | 15,243,000 | 18,144,000 |
| Equity capital | 7,122,000 | 7,474,000 | 7,921,000 | 8,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,769,000 | 3,575,000 | 5,432,000 | 7,093,000 |
| Interest expense | 750,000 | 1,487,000 | 2,143,000 | 2,668,000 |
| Net interest income | 1,019,000 | 2,088,000 | 3,289,000 | 4,425,000 |
| Noninterest income | 185,000 | 398,000 | 601,000 | 901,000 |
| Noninterest expense | 657,000 | 1,318,000 | 2,030,000 | 2,791,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 472,000 | 1,018,000 | 1,635,000 | 2,235,000 |
| Income tax | 173,000 | 367,000 | 582,000 | 815,000 |
| Net income | 299,000 | 651,000 | 1,053,000 | 1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,835,000 | 7,128,000 | 7,821,000 | 8,188,000 |
| Total capital | 7,675,000 | 8,027,000 | 8,815,000 | 9,231,000 |
| Risk-weighted assets | 67,099,000 | 71,839,000 | 79,419,000 | 83,354,000 |