Call reports 2025
WAKEFIELD CO-OPERATIVE BANK — 2025
What WAKEFIELD CO-OPERATIVE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 |
|---|---|
| Total assets | 305,779,000 |
| Total loans | 252,393,000 |
| Allowance for loan losses | 1,750,000 |
| Securities available for sale | 23,288,000 |
| Securities held to maturity | 11,652,000 |
| Trading assets | 0 |
| Total deposits | 261,018,000 |
| Interest-bearing deposits | 227,930,000 |
| Noninterest-bearing deposits | 33,088,000 |
| Equity capital | 18,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 |
|---|---|
| Interest income | 3,170,000 |
| Interest expense | 1,799,000 |
| Net interest income | 1,371,000 |
| Noninterest income | 136,000 |
| Noninterest expense | 1,870,000 |
| Provision for loan losses | -7,000 |
| Pretax income | -356,000 |
| Income tax | -95,000 |
| Net income | -261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 |
|---|---|
| Tier 1 capital | 20,879,000 |
| Total capital | 22,818,000 |
| Risk-weighted assets | 176,220,000 |