Call reports 2018
WAKEFIELD CO-OPERATIVE BANK — 2018
What WAKEFIELD CO-OPERATIVE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 214,468,000 | 223,515,000 | 221,055,000 | 225,219,000 |
| Total loans | 165,868,000 | 173,431,000 | 174,302,000 | 179,217,000 |
| Allowance for loan losses | 1,288,000 | 1,332,000 | 1,378,000 | 1,425,000 |
| Securities available for sale | 43,027,000 | 42,459,000 | 41,019,000 | 41,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,327,000 | 186,836,000 | 193,151,000 | 193,947,000 |
| Interest-bearing deposits | 160,932,000 | 164,057,000 | 171,412,000 | 170,455,000 |
| Noninterest-bearing deposits | 20,395,000 | 22,779,000 | 21,739,000 | 23,492,000 |
| Equity capital | 16,416,000 | 16,472,000 | 16,649,000 | 17,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,991,000 | 3,973,000 | 6,038,000 | 8,213,000 |
| Interest expense | 433,000 | 888,000 | 1,370,000 | 1,889,000 |
| Net interest income | 1,558,000 | 3,085,000 | 4,668,000 | 6,324,000 |
| Noninterest income | 114,000 | 166,000 | 357,000 | 482,000 |
| Noninterest expense | 1,540,000 | 2,869,000 | 4,157,000 | 5,483,000 |
| Provision for loan losses | 47,000 | 92,000 | 138,000 | 185,000 |
| Pretax income | 42,000 | 247,000 | 647,000 | 1,053,000 |
| Income tax | 1,000 | 51,000 | 152,000 | 251,000 |
| Net income | 41,000 | 196,000 | 495,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,194,000 | 17,349,000 | 17,648,000 | 17,956,000 |
| Total capital | 18,482,000 | 18,681,000 | 19,026,000 | 19,381,000 |
| Risk-weighted assets | 120,791,000 | 126,918,000 | 128,386,000 | 129,695,000 |