Call reports 2017
WAKEFIELD CO-OPERATIVE BANK — 2017
What WAKEFIELD CO-OPERATIVE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 211,227,000 | 206,245,000 | 209,093,000 | 221,066,000 |
| Total loans | 155,839,000 | 151,698,000 | 157,544,000 | 168,914,000 |
| Allowance for loan losses | 1,107,000 | 1,153,000 | 1,197,000 | 1,242,000 |
| Securities available for sale | 51,008,000 | 49,645,000 | 47,194,000 | 46,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,294,000 | 176,832,000 | 176,744,000 | 178,194,000 |
| Interest-bearing deposits | 156,058,000 | 158,786,000 | 157,162,000 | 159,035,000 |
| Noninterest-bearing deposits | 17,236,000 | 18,046,000 | 19,582,000 | 19,159,000 |
| Equity capital | 16,317,000 | 16,517,000 | 16,755,000 | 16,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,742,000 | 3,484,000 | 5,262,000 | 7,118,000 |
| Interest expense | 337,000 | 681,000 | 1,037,000 | 1,442,000 |
| Net interest income | 1,405,000 | 2,803,000 | 4,225,000 | 5,676,000 |
| Noninterest income | 158,000 | 288,000 | 461,000 | 603,000 |
| Noninterest expense | 1,224,000 | 2,484,000 | 3,669,000 | 4,930,000 |
| Provision for loan losses | 46,000 | 92,000 | 138,000 | 184,000 |
| Pretax income | 291,000 | 527,000 | 944,000 | 1,228,000 |
| Income tax | 103,000 | 182,000 | 335,000 | 584,000 |
| Net income | 188,000 | 345,000 | 609,000 | 644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,614,000 | 16,771,000 | 17,034,000 | 17,153,000 |
| Total capital | 17,721,000 | 17,924,000 | 18,231,000 | 18,395,000 |
| Risk-weighted assets | 117,582,000 | 112,649,000 | 118,913,000 | 125,465,000 |