Call reports 2013
WAKEFIELD CO-OPERATIVE BANK — 2013
What WAKEFIELD CO-OPERATIVE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 162,046,000 | 170,045,000 | 169,783,000 | 171,789,000 |
| Total loans | 103,058,000 | 108,109,000 | 110,071,000 | 115,380,000 |
| Allowance for loan losses | 733,000 | 732,000 | 598,000 | 731,000 |
| Securities available for sale | 53,848,000 | 56,759,000 | 54,528,000 | 50,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,563,000 | 138,823,000 | 139,190,000 | 146,715,000 |
| Interest-bearing deposits | 124,103,000 | 125,664,000 | 125,148,000 | 132,526,000 |
| Noninterest-bearing deposits | 13,460,000 | 13,159,000 | 14,042,000 | 14,189,000 |
| Equity capital | 14,085,000 | 13,537,000 | 13,612,000 | 13,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,275,000 | 2,505,000 | 3,859,000 | 5,284,000 |
| Interest expense | 219,000 | 441,000 | 664,000 | 893,000 |
| Net interest income | 1,056,000 | 2,064,000 | 3,195,000 | 4,391,000 |
| Noninterest income | 267,000 | 502,000 | 627,000 | 786,000 |
| Noninterest expense | 1,007,000 | 2,011,000 | 3,060,000 | 4,220,000 |
| Provision for loan losses | 0 | 0 | -133,000 | -114,000 |
| Pretax income | 316,000 | 760,000 | 1,105,000 | 1,281,000 |
| Income tax | 108,000 | 261,000 | 385,000 | 438,000 |
| Net income | 208,000 | 499,000 | 720,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,452,000 | 13,744,000 | 13,964,000 | 14,087,000 |
| Total capital | 14,185,000 | 14,476,000 | 14,562,000 | 14,818,000 |
| Risk-weighted assets | 66,520,000 | 71,358,000 | 72,910,000 | 76,478,000 |