Call reports 2012
WAKEFIELD CO-OPERATIVE BANK — 2012
What WAKEFIELD CO-OPERATIVE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 156,776,000 | 168,079,000 | 166,060,000 | 160,709,000 |
| Total loans | 90,642,000 | 97,260,000 | 103,834,000 | 99,969,000 |
| Allowance for loan losses | 640,000 | 660,000 | 620,000 | 733,000 |
| Securities available for sale | 60,410,000 | 64,616,000 | 56,781,000 | 53,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,629,000 | 140,077,000 | 143,324,000 | 140,557,000 |
| Interest-bearing deposits | 123,833,000 | 127,170,000 | 130,013,000 | 126,968,000 |
| Noninterest-bearing deposits | 12,796,000 | 12,907,000 | 13,311,000 | 13,589,000 |
| Equity capital | 12,886,000 | 13,342,000 | 13,808,000 | 13,940,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,414,000 | 2,844,000 | 4,228,000 | 5,542,000 |
| Interest expense | 273,000 | 534,000 | 777,000 | 1,010,000 |
| Net interest income | 1,141,000 | 2,310,000 | 3,451,000 | 4,532,000 |
| Noninterest income | 219,000 | 661,000 | 1,070,000 | 1,474,000 |
| Noninterest expense | 1,055,000 | 2,128,000 | 3,198,000 | 4,258,000 |
| Provision for loan losses | 20,000 | 40,000 | 0 | 0 |
| Pretax income | 406,000 | 1,106,000 | 1,648,000 | 2,074,000 |
| Income tax | 147,000 | 412,000 | 616,000 | 770,000 |
| Net income | 259,000 | 694,000 | 1,032,000 | 1,304,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,199,000 | 12,620,000 | 12,963,000 | 13,244,000 |
| Total capital | 12,839,000 | 13,280,000 | 13,584,000 | 13,977,000 |
| Risk-weighted assets | 64,275,000 | 68,444,000 | 69,629,000 | 66,027,000 |