Call reports 2011
WAKEFIELD CO-OPERATIVE BANK — 2011
What WAKEFIELD CO-OPERATIVE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 144,540,000 | 147,923,000 | 151,141,000 | 154,071,000 |
| Total loans | 84,249,000 | 85,631,000 | 86,374,000 | 87,683,000 |
| Allowance for loan losses | 534,000 | 568,000 | 483,000 | 690,000 |
| Securities available for sale | 53,895,000 | 56,774,000 | 59,149,000 | 61,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,379,000 | 128,140,000 | 131,036,000 | 132,269,000 |
| Interest-bearing deposits | 113,881,000 | 116,814,000 | 120,593,000 | 121,132,000 |
| Noninterest-bearing deposits | 11,498,000 | 11,326,000 | 10,443,000 | 11,137,000 |
| Equity capital | 11,201,000 | 11,749,000 | 12,398,000 | 12,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,428,000 | 2,925,000 | 4,376,000 | 5,838,000 |
| Interest expense | 353,000 | 692,000 | 1,023,000 | 1,312,000 |
| Net interest income | 1,075,000 | 2,233,000 | 3,353,000 | 4,526,000 |
| Noninterest income | 63,000 | 162,000 | 319,000 | 595,000 |
| Noninterest expense | 909,000 | 1,804,000 | 2,789,000 | 3,824,000 |
| Provision for loan losses | 33,000 | 67,000 | 100,000 | 255,000 |
| Pretax income | 276,000 | 604,000 | 1,135,000 | 1,416,000 |
| Income tax | 97,000 | 217,000 | 420,000 | 520,000 |
| Net income | 179,000 | 387,000 | 715,000 | 896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,224,000 | 11,432,000 | 11,760,000 | 11,941,000 |
| Total capital | 11,758,000 | 12,000,000 | 12,243,000 | 12,631,000 |
| Risk-weighted assets | 63,974,000 | 64,046,000 | 64,236,000 | 63,652,000 |