Call reports 2002
WAKEFIELD CO-OPERATIVE BANK — 2002
What WAKEFIELD CO-OPERATIVE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 101,781,000 | 101,499,000 | 104,284,000 | 105,104,000 |
| Total loans | 59,107,000 | 57,824,000 | 61,002,000 | 57,548,000 |
| Allowance for loan losses | 203,000 | 196,000 | 195,000 | 196,000 |
| Securities available for sale | 10,223,000 | 10,018,000 | 9,261,000 | 9,297,000 |
| Securities held to maturity | 19,982,000 | 26,984,000 | 24,985,000 | 24,986,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,998,000 | 94,537,000 | 97,196,000 | 97,996,000 |
| Interest-bearing deposits | 88,117,000 | 87,853,000 | 90,552,000 | 91,196,000 |
| Noninterest-bearing deposits | 6,881,000 | 6,684,000 | 6,644,000 | 6,800,000 |
| Equity capital | 6,649,000 | 6,804,000 | 6,879,000 | 6,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,649,000 | 4,053,000 | 5,314,000 |
| Interest expense | 666,000 | 1,291,000 | 1,902,000 | 2,455,000 |
| Net interest income | 673,000 | 1,358,000 | 2,151,000 | 2,859,000 |
| Noninterest income | 48,000 | 261,000 | 342,000 | 438,000 |
| Noninterest expense | 601,000 | 1,236,000 | 1,994,000 | 2,660,000 |
| Provision for loan losses | -35,000 | -35,000 | -35,000 | -35,000 |
| Pretax income | 155,000 | 418,000 | 534,000 | 672,000 |
| Income tax | 66,000 | 174,000 | 215,000 | 263,000 |
| Net income | 89,000 | 244,000 | 319,000 | 409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,649,000 | 6,804,000 | 6,879,000 | 6,969,000 |
| Total capital | 6,852,000 | 7,000,000 | 7,074,000 | 7,165,000 |
| Risk-weighted assets | 45,758,000 | 45,739,000 | 45,711,000 | 44,233,000 |