Call reports 2001
WAKEFIELD CO-OPERATIVE BANK — 2001
What WAKEFIELD CO-OPERATIVE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,545,000 | 92,683,000 | 95,410,000 | 97,089,000 |
| Total loans | 51,961,000 | 52,683,000 | 55,557,000 | 55,263,000 |
| Allowance for loan losses | 225,000 | 227,000 | 229,000 | 230,000 |
| Securities available for sale | 6,225,000 | 6,295,000 | 14,363,000 | 10,171,000 |
| Securities held to maturity | 18,499,000 | 17,999,000 | 15,499,000 | 21,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,088,000 | 86,169,000 | 88,798,000 | 90,404,000 |
| Interest-bearing deposits | 78,854,000 | 80,462,000 | 82,131,000 | 84,368,000 |
| Noninterest-bearing deposits | 6,234,000 | 5,707,000 | 6,667,000 | 6,036,000 |
| Equity capital | 6,314,000 | 6,407,000 | 6,459,000 | 6,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,810,000 | 4,146,000 | 5,504,000 |
| Interest expense | 754,000 | 1,517,000 | 2,268,000 | 2,969,000 |
| Net interest income | 683,000 | 1,293,000 | 1,878,000 | 2,535,000 |
| Noninterest income | 54,000 | 214,000 | 341,000 | 429,000 |
| Noninterest expense | 612,000 | 1,236,000 | 1,871,000 | 2,455,000 |
| Provision for loan losses | -68,000 | -68,000 | -68,000 | -68,000 |
| Pretax income | 193,000 | 339,000 | 416,000 | 577,000 |
| Income tax | 76,000 | 129,000 | 154,000 | 214,000 |
| Net income | 117,000 | 210,000 | 262,000 | 363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,314,000 | 6,407,000 | 6,459,000 | 6,560,000 |
| Total capital | 6,539,000 | 6,634,000 | 6,688,000 | 6,790,000 |
| Risk-weighted assets | 39,494,000 | 40,855,000 | 48,137,000 | 44,712,000 |