Call reports 2012
TOWN AND COUNTRY BANK — 2012
What TOWN AND COUNTRY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 203,912,000 | 206,085,000 | 210,070,000 | 220,645,000 |
| Total loans | 76,079,000 | 76,790,000 | 77,519,000 | 79,983,000 |
| Allowance for loan losses | 1,465,000 | 1,488,000 | 1,556,000 | 1,544,000 |
| Securities available for sale | 88,741,000 | 91,996,000 | 90,961,000 | 87,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,036,000 | 183,477,000 | 186,356,000 | 197,403,000 |
| Interest-bearing deposits | 107,988,000 | 108,823,000 | 111,869,000 | 117,820,000 |
| Noninterest-bearing deposits | 74,048,000 | 74,654,000 | 74,487,000 | 79,583,000 |
| Equity capital | 21,296,000 | 21,806,000 | 22,770,000 | 22,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,713,000 | 3,392,000 | 5,068,000 | 6,715,000 |
| Interest expense | 114,000 | 222,000 | 335,000 | 448,000 |
| Net interest income | 1,599,000 | 3,170,000 | 4,733,000 | 6,267,000 |
| Noninterest income | 635,000 | 1,329,000 | 2,028,000 | 2,744,000 |
| Noninterest expense | 1,552,000 | 3,131,000 | 4,700,000 | 6,362,000 |
| Provision for loan losses | 45,000 | 62,000 | 129,000 | 137,000 |
| Pretax income | 710,000 | 1,379,000 | 2,108,000 | 2,700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 710,000 | 1,379,000 | 2,108,000 | 2,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,884,000 | 19,210,000 | 19,722,000 | 20,132,000 |
| Total capital | 19,996,000 | 20,336,000 | 20,849,000 | 21,299,000 |
| Risk-weighted assets | 88,600,000 | 89,632,000 | 89,685,000 | 92,928,000 |