Call reports 2011
TOWN AND COUNTRY BANK — 2011
What TOWN AND COUNTRY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 183,784,000 | 190,242,000 | 194,871,000 | 195,486,000 |
| Total loans | 77,655,000 | 78,246,000 | 75,816,000 | 75,862,000 |
| Allowance for loan losses | 1,213,000 | 1,294,000 | 1,368,000 | 1,418,000 |
| Securities available for sale | 67,626,000 | 77,821,000 | 89,679,000 | 88,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,698,000 | 170,563,000 | 173,372,000 | 173,555,000 |
| Interest-bearing deposits | 103,694,000 | 102,353,000 | 103,486,000 | 103,453,000 |
| Noninterest-bearing deposits | 62,004,000 | 68,210,000 | 69,886,000 | 70,102,000 |
| Equity capital | 17,427,000 | 18,906,000 | 20,629,000 | 21,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,462,000 | 5,208,000 | 6,917,000 |
| Interest expense | 181,000 | 347,000 | 496,000 | 621,000 |
| Net interest income | 1,533,000 | 3,115,000 | 4,712,000 | 6,296,000 |
| Noninterest income | 595,000 | 1,254,000 | 1,920,000 | 2,587,000 |
| Noninterest expense | 1,526,000 | 3,063,000 | 4,567,000 | 6,122,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 290,000 |
| Pretax income | 540,000 | 1,169,000 | 1,880,000 | 2,560,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 540,000 | 1,169,000 | 1,880,000 | 2,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,937,000 | 17,246,000 | 17,749,000 | 18,441,000 |
| Total capital | 18,014,000 | 18,348,000 | 18,851,000 | 19,544,000 |
| Risk-weighted assets | 85,963,000 | 87,891,000 | 87,819,000 | 87,860,000 |