Call reports 2010
TOWN AND COUNTRY BANK — 2010
What TOWN AND COUNTRY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 168,541,000 | 174,792,000 | 180,395,000 | 181,245,000 |
| Total loans | 77,586,000 | 79,779,000 | 81,059,000 | 81,606,000 |
| Allowance for loan losses | 1,116,000 | 1,155,000 | 1,205,000 | 1,223,000 |
| Securities available for sale | 51,784,000 | 59,391,000 | 64,482,000 | 69,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,564,000 | 157,253,000 | 161,512,000 | 163,828,000 |
| Interest-bearing deposits | 93,253,000 | 100,975,000 | 104,626,000 | 105,193,000 |
| Noninterest-bearing deposits | 58,311,000 | 56,278,000 | 56,886,000 | 58,635,000 |
| Equity capital | 16,454,000 | 16,819,000 | 17,984,000 | 16,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,668,000 | 3,392,000 | 5,199,000 | 7,026,000 |
| Interest expense | 206,000 | 427,000 | 658,000 | 864,000 |
| Net interest income | 1,462,000 | 2,965,000 | 4,541,000 | 6,162,000 |
| Noninterest income | 485,000 | 1,001,000 | 1,548,000 | 2,142,000 |
| Noninterest expense | 1,549,000 | 3,076,000 | 4,552,000 | 6,033,000 |
| Provision for loan losses | 40,000 | 70,000 | 115,000 | 145,000 |
| Pretax income | 379,000 | 916,000 | 1,642,000 | 2,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 916,000 | 1,642,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,037,000 | 15,404,000 | 15,904,000 | 16,646,000 |
| Total capital | 16,088,000 | 16,490,000 | 17,005,000 | 17,760,000 |
| Risk-weighted assets | 83,943,000 | 86,793,000 | 87,911,000 | 89,001,000 |