Call reports 2009
TOWN AND COUNTRY BANK — 2009
What TOWN AND COUNTRY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 157,267,000 | 159,044,000 | 158,931,000 | 161,075,000 |
| Total loans | 77,492,000 | 78,028,000 | 80,155,000 | 76,845,000 |
| Allowance for loan losses | 929,000 | 984,000 | 1,021,000 | 1,090,000 |
| Securities available for sale | 50,360,000 | 50,475,000 | 50,400,000 | 50,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,935,000 | 143,516,000 | 141,670,000 | 144,185,000 |
| Interest-bearing deposits | 75,893,000 | 89,729,000 | 88,534,000 | 88,444,000 |
| Noninterest-bearing deposits | 66,042,000 | 53,787,000 | 53,136,000 | 55,741,000 |
| Equity capital | 14,810,000 | 14,775,000 | 16,361,000 | 16,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,823,000 | 3,582,000 | 5,355,000 | 7,101,000 |
| Interest expense | 306,000 | 575,000 | 823,000 | 1,038,000 |
| Net interest income | 1,517,000 | 3,007,000 | 4,532,000 | 6,063,000 |
| Noninterest income | 514,000 | 1,034,000 | 1,628,000 | 2,252,000 |
| Noninterest expense | 1,532,000 | 3,115,000 | 4,683,000 | 6,080,000 |
| Provision for loan losses | 29,000 | 89,000 | 149,000 | 209,000 |
| Pretax income | 558,000 | 927,000 | 1,418,000 | 2,153,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 558,000 | 927,000 | 1,418,000 | 2,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,954,000 | 14,115,000 | 14,203,000 | 14,950,000 |
| Total capital | 14,898,000 | 15,122,000 | 15,254,000 | 15,995,000 |
| Risk-weighted assets | 86,847,000 | 86,725,000 | 85,436,000 | 83,490,000 |