Call reports 2008
TOWN AND COUNTRY BANK — 2008
What TOWN AND COUNTRY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 140,962,000 | 146,722,000 | 149,463,000 | 153,461,000 |
| Total loans | 68,139,000 | 71,269,000 | 74,726,000 | 75,895,000 |
| Allowance for loan losses | 886,000 | 904,000 | 960,000 | 946,000 |
| Securities available for sale | 45,637,000 | 44,004,000 | 47,084,000 | 50,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,092,000 | 133,648,000 | 135,513,000 | 138,320,000 |
| Interest-bearing deposits | 77,273,000 | 81,443,000 | 82,697,000 | 84,201,000 |
| Noninterest-bearing deposits | 49,819,000 | 52,205,000 | 52,816,000 | 54,119,000 |
| Equity capital | 13,142,000 | 12,234,000 | 12,999,000 | 14,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,941,000 | 3,858,000 | 5,769,000 | 7,596,000 |
| Interest expense | 514,000 | 988,000 | 1,418,000 | 1,793,000 |
| Net interest income | 1,427,000 | 2,870,000 | 4,351,000 | 5,803,000 |
| Noninterest income | 482,000 | 989,000 | 1,509,000 | 2,037,000 |
| Noninterest expense | 1,446,000 | 2,839,000 | 4,248,000 | 5,648,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 477,000 | 984,000 | 1,546,000 | 2,096,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 477,000 | 984,000 | 1,546,000 | 2,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,452,000 | 12,680,000 | 13,104,000 | 13,650,000 |
| Total capital | 13,338,000 | 13,584,000 | 14,064,000 | 14,596,000 |
| Risk-weighted assets | 75,090,000 | 78,649,000 | 81,134,000 | 83,875,000 |