Call reports 2007
TOWN AND COUNTRY BANK — 2007
What TOWN AND COUNTRY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 127,032,000 | 125,430,000 | 129,319,000 | 135,543,000 |
| Total loans | 58,660,000 | 61,068,000 | 64,255,000 | 65,922,000 |
| Allowance for loan losses | 867,000 | 887,000 | 862,000 | 858,000 |
| Securities available for sale | 42,885,000 | 43,826,000 | 44,593,000 | 43,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,539,000 | 114,289,000 | 117,027,000 | 122,241,000 |
| Interest-bearing deposits | 68,590,000 | 68,427,000 | 68,207,000 | 72,512,000 |
| Noninterest-bearing deposits | 46,949,000 | 45,862,000 | 48,820,000 | 49,729,000 |
| Equity capital | 10,942,000 | 10,392,000 | 11,386,000 | 12,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 3,687,000 | 5,546,000 | 7,471,000 |
| Interest expense | 412,000 | 841,000 | 1,290,000 | 1,785,000 |
| Net interest income | 1,373,000 | 2,846,000 | 4,256,000 | 5,686,000 |
| Noninterest income | 466,000 | 957,000 | 1,445,000 | 1,982,000 |
| Noninterest expense | 1,287,000 | 2,557,000 | 3,855,000 | 5,295,000 |
| Provision for loan losses | 20,000 | 40,000 | 70,000 | 100,000 |
| Pretax income | 532,000 | 1,180,000 | 1,751,000 | 2,248,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 532,000 | 1,180,000 | 1,751,000 | 2,248,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,218,000 | 11,281,000 | 11,653,000 | 12,163,000 |
| Total capital | 12,030,000 | 12,117,000 | 12,515,000 | 13,021,000 |
| Risk-weighted assets | 64,928,000 | 66,802,000 | 69,959,000 | 72,182,000 |