Call reports 2006
TOWN AND COUNTRY BANK — 2006
What TOWN AND COUNTRY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 118,814,000 | 119,230,000 | 123,229,000 | 124,059,000 |
| Total loans | 59,540,000 | 58,543,000 | 60,998,000 | 61,394,000 |
| Allowance for loan losses | 773,000 | 811,000 | 851,000 | 859,000 |
| Securities available for sale | 39,980,000 | 40,619,000 | 40,777,000 | 39,784,000 |
| Securities held to maturity | 175,000 | 175,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,235,000 | 109,669,000 | 112,778,000 | 112,836,000 |
| Interest-bearing deposits | 64,381,000 | 64,873,000 | 68,465,000 | 67,076,000 |
| Noninterest-bearing deposits | 44,854,000 | 44,796,000 | 44,313,000 | 45,760,000 |
| Equity capital | 9,278,000 | 9,095,000 | 9,786,000 | 10,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 3,085,000 | 4,720,000 | 6,491,000 |
| Interest expense | 254,000 | 543,000 | 879,000 | 1,296,000 |
| Net interest income | 1,242,000 | 2,542,000 | 3,841,000 | 5,195,000 |
| Noninterest income | 356,000 | 796,000 | 1,225,000 | 1,675,000 |
| Noninterest expense | 1,245,000 | 2,392,000 | 3,623,000 | 4,879,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 150,000 |
| Pretax income | 291,000 | 839,000 | 1,291,000 | 1,824,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 291,000 | 839,000 | 1,291,000 | 1,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,771,000 | 10,077,000 | 10,396,000 | 10,942,000 |
| Total capital | 10,544,000 | 10,848,000 | 11,185,000 | 11,739,000 |
| Risk-weighted assets | 61,548,000 | 61,610,000 | 63,072,000 | 63,721,000 |