Call reports 2003
TOWN AND COUNTRY BANK — 2003
What TOWN AND COUNTRY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 89,786,000 | 91,689,000 | 96,861,000 | 104,412,000 |
| Total loans | 41,239,000 | 41,107,000 | 43,526,000 | 42,336,000 |
| Allowance for loan losses | 653,000 | 629,000 | 592,000 | 577,000 |
| Securities available for sale | 25,200,000 | 26,905,000 | 28,938,000 | 39,480,000 |
| Securities held to maturity | 683,000 | 682,000 | 681,000 | 680,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,725,000 | 83,237,000 | 88,408,000 | 95,735,000 |
| Interest-bearing deposits | 51,428,000 | 51,491,000 | 55,602,000 | 61,189,000 |
| Noninterest-bearing deposits | 30,297,000 | 31,746,000 | 32,806,000 | 34,546,000 |
| Equity capital | 7,855,000 | 8,163,000 | 8,079,000 | 8,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 997,000 | 1,984,000 | 2,928,000 | 3,925,000 |
| Interest expense | 155,000 | 302,000 | 437,000 | 579,000 |
| Net interest income | 842,000 | 1,682,000 | 2,491,000 | 3,346,000 |
| Noninterest income | 297,000 | 613,000 | 987,000 | 1,329,000 |
| Noninterest expense | 810,000 | 1,573,000 | 2,408,000 | 3,266,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 349,000 | 742,000 | 1,090,000 | 1,429,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 349,000 | 742,000 | 1,090,000 | 1,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,133,000 | 7,253,000 | 7,494,000 | 7,845,000 |
| Total capital | 7,652,000 | 7,782,000 | 8,043,000 | 8,413,000 |
| Risk-weighted assets | 41,634,000 | 42,330,000 | 43,868,000 | 45,459,000 |