Call reports 2002
TOWN AND COUNTRY BANK — 2002
What TOWN AND COUNTRY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 83,974,000 | 84,197,000 | 87,897,000 | 88,506,000 |
| Total loans | 39,659,000 | 40,417,000 | 42,332,000 | 41,234,000 |
| Allowance for loan losses | 631,000 | 641,000 | 646,000 | 648,000 |
| Securities available for sale | 16,487,000 | 15,392,000 | 16,322,000 | 26,158,000 |
| Securities held to maturity | 987,000 | 984,000 | 982,000 | 979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,737,000 | 76,674,000 | 80,077,000 | 80,433,000 |
| Interest-bearing deposits | 51,560,000 | 49,843,000 | 50,659,000 | 50,967,000 |
| Noninterest-bearing deposits | 25,177,000 | 26,831,000 | 29,418,000 | 29,466,000 |
| Equity capital | 6,948,000 | 7,201,000 | 7,457,000 | 7,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,076,000 | 3,085,000 | 4,085,000 |
| Interest expense | 238,000 | 448,000 | 640,000 | 812,000 |
| Net interest income | 817,000 | 1,628,000 | 2,445,000 | 3,273,000 |
| Noninterest income | 286,000 | 606,000 | 913,000 | 1,257,000 |
| Noninterest expense | 808,000 | 1,602,000 | 2,387,000 | 3,190,000 |
| Provision for loan losses | 0 | 10,000 | 15,000 | 15,000 |
| Pretax income | 295,000 | 622,000 | 956,000 | 1,325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 295,000 | 622,000 | 956,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,443,000 | 6,514,000 | 6,725,000 | 7,097,000 |
| Total capital | 6,971,000 | 7,042,000 | 7,257,000 | 7,621,000 |
| Risk-weighted assets | 42,143,000 | 42,129,000 | 42,394,000 | 42,075,000 |