Call reports 2001
TOWN AND COUNTRY BANK — 2001
What TOWN AND COUNTRY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,346,000 | 80,982,000 | 82,679,000 | 86,105,000 |
| Total loans | 37,927,000 | 38,785,000 | 39,768,000 | 39,963,000 |
| Allowance for loan losses | 649,000 | 636,000 | 634,000 | 632,000 |
| Securities available for sale | 11,847,000 | 10,855,000 | 11,884,000 | 16,003,000 |
| Securities held to maturity | 996,000 | 994,000 | 991,000 | 989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,260,000 | 73,772,000 | 75,171,000 | 78,708,000 |
| Interest-bearing deposits | 51,238,000 | 51,671,000 | 51,427,000 | 52,245,000 |
| Noninterest-bearing deposits | 21,022,000 | 22,101,000 | 23,744,000 | 26,463,000 |
| Equity capital | 6,687,000 | 6,737,000 | 6,990,000 | 7,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,707,000 | 3,937,000 | 5,039,000 |
| Interest expense | 497,000 | 934,000 | 1,318,000 | 1,627,000 |
| Net interest income | 933,000 | 1,773,000 | 2,619,000 | 3,412,000 |
| Noninterest income | 293,000 | 601,000 | 891,000 | 1,194,000 |
| Noninterest expense | 799,000 | 1,560,000 | 2,350,000 | 3,147,000 |
| Provision for loan losses | 30,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 397,000 | 764,000 | 1,110,000 | 1,409,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 397,000 | 764,000 | 1,110,000 | 1,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,042,000 | 6,103,000 | 6,304,000 | 6,430,000 |
| Total capital | 6,547,000 | 6,618,000 | 6,832,000 | 6,968,000 |
| Risk-weighted assets | 40,334,000 | 41,215,000 | 41,726,000 | 42,916,000 |