Call reports 2017
CHELTEN HILLS SAVINGS BANK — 2017
What CHELTEN HILLS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Total assets | 25,666,000 | 24,761,000 | 22,755,000 |
| Total loans | 21,209,000 | 20,420,000 | 20,941,000 |
| Allowance for loan losses | 241,000 | 238,000 | 231,000 |
| Securities available for sale | 1,271,000 | 1,276,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 21,727,000 | 20,728,000 | 18,864,000 |
| Interest-bearing deposits | 21,537,000 | 20,446,000 | 18,620,000 |
| Noninterest-bearing deposits | 189,000 | 282,000 | 244,000 |
| Equity capital | 3,560,000 | 3,616,000 | 3,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Interest income | 284,000 | 566,000 | 845,000 |
| Interest expense | 58,000 | 112,000 | 165,000 |
| Net interest income | 226,000 | 454,000 | 680,000 |
| Noninterest income | -10,000 | -6,000 | -5,000 |
| Noninterest expense | 182,000 | 357,000 | 701,000 |
| Provision for loan losses | 5,000 | 5,000 | -3,000 |
| Pretax income | 29,000 | 86,000 | -14,000 |
| Income tax | 0 | 0 | 16,000 |
| Net income | 29,000 | 86,000 | -30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 |
|---|---|---|---|
| Tier 1 capital | 3,554,000 | 3,609,000 | 3,495,000 |
| Total capital | 3,724,000 | 3,774,000 | 3,645,000 |
| Risk-weighted assets | 13,540,000 | 13,157,000 | 11,954,000 |