Call reports 2016
CHELTEN HILLS SAVINGS BANK — 2016
What CHELTEN HILLS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 29,531,000 | 28,901,000 | 27,596,000 | 27,253,000 |
| Total loans | 23,271,000 | 22,258,000 | 21,970,000 | 21,761,000 |
| Allowance for loan losses | 390,000 | 228,000 | 227,000 | 227,000 |
| Securities available for sale | 513,000 | 513,000 | 517,000 | 1,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,300,000 | 25,175,000 | 23,707,000 | 23,327,000 |
| Interest-bearing deposits | 25,300,000 | 24,904,000 | 23,480,000 | 22,973,000 |
| Noninterest-bearing deposits | 0 | 271,000 | 227,000 | 354,000 |
| Equity capital | 3,609,000 | 3,289,000 | 3,475,000 | 3,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 614,000 | 1,012,000 | 1,310,000 |
| Interest expense | 60,000 | 120,000 | 184,000 | 247,000 |
| Net interest income | 250,000 | 494,000 | 828,000 | 1,063,000 |
| Noninterest income | 0 | 21,000 | 28,000 | 52,000 |
| Noninterest expense | 197,000 | 403,000 | 617,000 | 823,000 |
| Provision for loan losses | 15,000 | 416,000 | 406,000 | 406,000 |
| Pretax income | 38,000 | -304,000 | -167,000 | -114,000 |
| Income tax | 13,000 | -10,000 | -58,000 | -58,000 |
| Net income | 25,000 | -294,000 | -109,000 | -56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,605,000 | 3,285,000 | 3,471,000 | 3,524,000 |
| Total capital | 3,789,000 | 3,465,000 | 3,646,000 | 3,700,000 |
| Risk-weighted assets | 14,569,000 | 14,381,000 | 14,002,000 | 14,042,000 |