Call reports 2015
CHELTEN HILLS SAVINGS BANK — 2015
What CHELTEN HILLS SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,051,000 | 31,533,000 | 30,283,000 | 29,839,000 |
| Total loans | 25,129,000 | 24,809,000 | 23,957,000 | 23,141,000 |
| Allowance for loan losses | 283,000 | 290,000 | 401,000 | 367,000 |
| Securities available for sale | 502,000 | 500,000 | 505,000 | 503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,811,000 | 27,119,000 | 26,000,000 | 25,439,000 |
| Interest-bearing deposits | 28,811,000 | 27,119,000 | 26,000,000 | 25,439,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,546,000 | 3,587,000 | 3,557,000 | 3,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 351,000 | 687,000 | 1,010,000 | 1,325,000 |
| Interest expense | 65,000 | 130,000 | 192,000 | 253,000 |
| Net interest income | 286,000 | 557,000 | 818,000 | 1,072,000 |
| Noninterest income | 1,000 | 2,000 | 2,000 | 3,000 |
| Noninterest expense | 233,000 | 436,000 | 625,000 | 847,000 |
| Provision for loan losses | 13,000 | 20,000 | 131,000 | 131,000 |
| Pretax income | 41,000 | 103,000 | 64,000 | 97,000 |
| Income tax | 12,000 | 33,000 | 23,000 | 33,000 |
| Net income | 29,000 | 70,000 | 41,000 | 64,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,542,000 | 3,585,000 | 3,553,000 | 3,578,000 |
| Total capital | 3,743,000 | 3,782,000 | 3,743,000 | 3,762,000 |
| Risk-weighted assets | 16,041,000 | 15,697,000 | 15,031,000 | 14,600,000 |