Call reports 2014
CHELTEN HILLS SAVINGS BANK — 2014
What CHELTEN HILLS SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 36,028,000 | 35,310,000 | 34,251,000 | 34,099,000 |
| Total loans | 29,794,000 | 28,754,000 | 28,079,000 | 25,967,000 |
| Allowance for loan losses | 333,000 | 333,000 | 342,000 | 263,000 |
| Securities available for sale | 0 | 0 | 0 | 492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,967,000 | 31,064,000 | 29,954,000 | 29,693,000 |
| Interest-bearing deposits | 31,967,000 | 31,064,000 | 29,954,000 | 29,693,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,322,000 | 3,311,000 | 3,455,000 | 3,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 791,000 | 1,172,000 | 1,540,000 |
| Interest expense | 72,000 | 144,000 | 217,000 | 286,000 |
| Net interest income | 326,000 | 647,000 | 955,000 | 1,254,000 |
| Noninterest income | -5,000 | -25,000 | -31,000 | -28,000 |
| Noninterest expense | 213,000 | 418,000 | 625,000 | 846,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 9,000 |
| Pretax income | 108,000 | 204,000 | 290,000 | 371,000 |
| Income tax | 0 | 107,000 | 48,000 | 70,000 |
| Net income | 108,000 | 97,000 | 242,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,322,000 | 3,311,000 | 3,455,000 | 3,513,000 |
| Total capital | 3,558,000 | 3,541,000 | 3,680,000 | 3,728,000 |
| Risk-weighted assets | 18,840,000 | 18,362,000 | 17,917,000 | 17,165,000 |