Call reports 2013
CHELTEN HILLS SAVINGS BANK — 2013
What CHELTEN HILLS SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 36,417,000 | 36,316,000 | 36,437,000 | 35,802,000 |
| Total loans | 28,856,000 | 28,592,000 | 28,900,000 | 29,483,000 |
| Allowance for loan losses | 226,000 | 189,000 | 143,000 | 333,000 |
| Securities available for sale | 876,000 | 561,000 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,252,000 | 31,915,000 | 32,272,000 | 31,698,000 |
| Interest-bearing deposits | 32,251,000 | 31,915,000 | 32,273,000 | 31,697,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,431,000 | 3,465,000 | 3,400,000 | 3,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 895,000 | 1,317,000 | 1,647,000 |
| Interest expense | 91,000 | 176,000 | 256,000 | 333,000 |
| Net interest income | 350,000 | 719,000 | 1,061,000 | 1,314,000 |
| Noninterest income | 0 | -38,000 | -46,000 | -85,000 |
| Noninterest expense | 216,000 | 464,000 | 753,000 | 973,000 |
| Provision for loan losses | 47,000 | 62,000 | 228,000 | 418,000 |
| Pretax income | 87,000 | 170,000 | 43,000 | -153,000 |
| Income tax | 36,000 | 70,000 | 12,000 | 3,000 |
| Net income | 51,000 | 100,000 | 31,000 | -156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,420,000 | 3,465,000 | 3,400,000 | 3,213,000 |
| Total capital | 3,628,000 | 3,603,000 | 3,445,000 | 3,449,000 |
| Risk-weighted assets | 19,549,000 | 19,137,000 | 19,141,000 | 18,851,000 |