Call reports 2012
CHELTEN HILLS SAVINGS BANK — 2012
What CHELTEN HILLS SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 37,048,000 | 36,949,000 | 36,803,000 | 37,424,000 |
| Total loans | 30,533,000 | 30,754,000 | 29,580,000 | 29,096,000 |
| Allowance for loan losses | 306,000 | 369,000 | 183,000 | 180,000 |
| Securities available for sale | 869,000 | 870,000 | 885,000 | 1,087,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,155,000 | 32,805,000 | 32,607,000 | 33,155,000 |
| Interest-bearing deposits | 33,155,000 | 32,805,000 | 32,607,000 | 33,155,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,216,000 | 3,273,000 | 3,338,000 | 3,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,016,000 | 1,515,000 | 1,961,000 |
| Interest expense | 120,000 | 227,000 | 328,000 | 427,000 |
| Net interest income | 404,000 | 789,000 | 1,187,000 | 1,534,000 |
| Noninterest income | 0 | 1,000 | -8,000 | -25,000 |
| Noninterest expense | 217,000 | 440,000 | 664,000 | 906,000 |
| Provision for loan losses | 79,000 | 142,000 | 227,000 | 237,000 |
| Pretax income | 108,000 | 208,000 | 288,000 | 366,000 |
| Income tax | 46,000 | 90,000 | 112,000 | 147,000 |
| Net income | 62,000 | 118,000 | 176,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,210,000 | 3,269,000 | 3,325,000 | 3,369,000 |
| Total capital | 3,470,000 | 3,535,000 | 3,438,000 | 3,477,000 |
| Risk-weighted assets | 20,029,000 | 20,425,000 | 20,191,000 | 19,955,000 |