Call reports 2011
CHELTEN HILLS SAVINGS BANK — 2011
What CHELTEN HILLS SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 37,760,000 | 38,676,000 | 37,879,000 | 37,672,000 |
| Total loans | 31,925,000 | 31,699,000 | 31,287,000 | 31,232,000 |
| Allowance for loan losses | 140,000 | 184,000 | 257,000 | 270,000 |
| Securities available for sale | 573,000 | 574,000 | 679,000 | 668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,148,000 | 34,742,000 | 33,938,000 | 33,669,000 |
| Interest-bearing deposits | 34,147,000 | 34,742,000 | 33,939,000 | 33,669,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,997,000 | 3,075,000 | 3,105,000 | 3,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,045,000 | 1,570,000 | 2,057,000 |
| Interest expense | 145,000 | 285,000 | 418,000 | 544,000 |
| Net interest income | 374,000 | 760,000 | 1,152,000 | 1,513,000 |
| Noninterest income | 0 | 1,000 | -37,000 | -37,000 |
| Noninterest expense | 213,000 | 416,000 | 667,000 | 935,000 |
| Provision for loan losses | 22,000 | 66,000 | 139,000 | 152,000 |
| Pretax income | 139,000 | 279,000 | 309,000 | 389,000 |
| Income tax | 63,000 | 123,000 | 120,000 | 156,000 |
| Net income | 76,000 | 156,000 | 189,000 | 233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,000,000 | 3,071,000 | 3,105,000 | 3,153,000 |
| Total capital | 3,140,000 | 3,255,000 | 3,362,000 | 3,418,000 |
| Risk-weighted assets | 21,769,000 | 21,119,000 | 20,655,000 | 20,443,000 |