Call reports 2010
CHELTEN HILLS SAVINGS BANK — 2010
What CHELTEN HILLS SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 36,698,000 | 37,298,000 | 37,008,000 | 38,086,000 |
| Total loans | 30,776,000 | 32,411,000 | 32,379,000 | 32,840,000 |
| Allowance for loan losses | 95,000 | 204,000 | 185,000 | 194,000 |
| Securities available for sale | 570,000 | 574,000 | 580,000 | 576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,372,000 | 33,771,000 | 33,497,000 | 34,402,000 |
| Interest-bearing deposits | 33,372,000 | 33,771,000 | 33,497,000 | 34,403,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,774,000 | 2,822,000 | 2,873,000 | 2,922,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 539,000 | 1,091,000 | 1,628,000 | 2,167,000 |
| Interest expense | 182,000 | 354,000 | 516,000 | 672,000 |
| Net interest income | 357,000 | 737,000 | 1,112,000 | 1,495,000 |
| Noninterest income | 0 | 2,000 | 2,000 | 6,000 |
| Noninterest expense | 184,000 | 358,000 | 615,000 | 895,000 |
| Provision for loan losses | 25,000 | 135,000 | 156,000 | 165,000 |
| Pretax income | 148,000 | 246,000 | 343,000 | 441,000 |
| Income tax | 46,000 | 103,000 | 151,000 | 194,000 |
| Net income | 102,000 | 143,000 | 192,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,773,000 | 2,813,000 | 2,863,000 | 2,916,000 |
| Total capital | 2,868,000 | 3,017,000 | 3,048,000 | 3,110,000 |
| Risk-weighted assets | 19,604,000 | 20,557,000 | 20,336,000 | 21,468,000 |