Call reports 2002
CHELTEN HILLS SAVINGS BANK — 2002
What CHELTEN HILLS SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 14,512,000 | 14,642,000 | 16,032,000 | 16,669,000 |
| Total loans | 11,451,000 | 11,517,000 | 12,852,000 | 13,166,000 |
| Allowance for loan losses | 27,000 | 27,000 | 28,000 | 28,000 |
| Securities available for sale | 5,000 | 263,000 | 271,000 | 392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,530,000 | 12,756,000 | 13,909,000 | 14,698,000 |
| Interest-bearing deposits | 12,419,000 | 12,604,000 | 13,760,000 | 14,460,000 |
| Noninterest-bearing deposits | 111,000 | 152,000 | 149,000 | 238,000 |
| Equity capital | 1,816,000 | 1,844,000 | 1,875,000 | 1,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 239,000 | 491,000 | 750,000 | 1,026,000 |
| Interest expense | 125,000 | 248,000 | 369,000 | 493,000 |
| Net interest income | 114,000 | 243,000 | 381,000 | 533,000 |
| Noninterest income | 0 | 0 | 40,000 | 48,000 |
| Noninterest expense | 83,000 | 176,000 | 295,000 | 448,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 67,000 | 126,000 | 133,000 |
| Income tax | 13,000 | 21,000 | 49,000 | 21,000 |
| Net income | 18,000 | 46,000 | 77,000 | 112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,816,000 | 1,844,000 | 1,875,000 | 1,913,000 |
| Total capital | 1,843,000 | 1,871,000 | 1,903,000 | 1,941,000 |
| Risk-weighted assets | 6,491,000 | 6,790,000 | 7,487,000 | 7,774,000 |