Call reports 2001
CHELTEN HILLS SAVINGS BANK — 2001
What CHELTEN HILLS SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 11,620,000 | 11,979,000 | 12,145,000 | 12,805,000 |
| Total loans | 10,375,000 | 10,391,000 | 10,541,000 | 11,096,000 |
| Allowance for loan losses | 21,000 | 27,000 | 27,000 | 27,000 |
| Securities available for sale | 29,000 | 28,000 | 169,000 | 4,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,859,000 | 10,139,000 | 10,336,000 | 10,995,000 |
| Interest-bearing deposits | 9,755,000 | 9,979,000 | 10,196,000 | 10,766,000 |
| Noninterest-bearing deposits | 104,000 | 160,000 | 140,000 | 229,000 |
| Equity capital | 1,742,000 | 1,761,000 | 1,773,000 | 1,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 483,000 | 720,000 | 968,000 |
| Interest expense | 128,000 | 259,000 | 386,000 | 514,000 |
| Net interest income | 120,000 | 224,000 | 334,000 | 454,000 |
| Noninterest income | 0 | 0 | 0 | 0 |
| Noninterest expense | 83,000 | 165,000 | 246,000 | 339,000 |
| Provision for loan losses | 0 | 6,000 | 6,000 | 6,000 |
| Pretax income | 37,000 | 53,000 | 82,000 | 109,000 |
| Income tax | 15,000 | 12,000 | 29,000 | 31,000 |
| Net income | 22,000 | 41,000 | 53,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,742,000 | 1,761,000 | 1,773,000 | 1,798,000 |
| Total capital | 1,763,000 | 1,788,000 | 1,800,000 | 1,825,000 |
| Risk-weighted assets | 5,585,000 | 5,666,000 | 5,817,000 | 6,074,000 |