Call reports 2025
COLONIAL FEDERAL SAVINGS BANK — 2025
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 365,886,000 | 366,343,000 | 358,787,000 |
| Total loans | 174,668,000 | 178,761,000 | 181,817,000 |
| Allowance for loan losses | 1,504,000 | 1,547,000 | 1,585,000 |
| Securities available for sale | 97,000 | 91,000 | 83,000 |
| Securities held to maturity | 145,984,000 | 145,956,000 | 145,944,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 284,176,000 | 284,271,000 | 278,723,000 |
| Interest-bearing deposits | 245,969,000 | 242,534,000 | 234,156,000 |
| Noninterest-bearing deposits | 38,207,000 | 41,737,000 | 44,567,000 |
| Equity capital | 64,059,000 | 64,476,000 | 64,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 3,265,000 | 6,611,000 | 10,000,000 |
| Interest expense | 1,512,000 | 2,964,000 | 4,351,000 |
| Net interest income | 1,753,000 | 3,647,000 | 5,649,000 |
| Noninterest income | 184,000 | 392,000 | 580,000 |
| Noninterest expense | 1,808,000 | 3,573,000 | 5,500,000 |
| Provision for loan losses | 97,000 | 140,000 | 178,000 |
| Pretax income | 63,000 | 270,000 | 549,000 |
| Income tax | 10,000 | -108,000 | -71,000 |
| Net income | 53,000 | 378,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 64,060,000 | 64,476,000 | 64,806,000 |
| Total capital | 65,708,000 | 66,255,000 | 66,569,000 |
| Risk-weighted assets | 191,891,000 | 193,616,000 | 192,568,000 |