Call reports 2024
COLONIAL FEDERAL SAVINGS BANK — 2024
What COLONIAL FEDERAL SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 357,732,000 | 363,111,000 | 364,006,000 | 362,466,000 |
| Total loans | 172,450,000 | 171,991,000 | 169,528,000 | 168,559,000 |
| Allowance for loan losses | 1,561,000 | 1,553,000 | 1,504,000 | 1,407,000 |
| Securities available for sale | 119,000 | 113,000 | 108,000 | 103,000 |
| Securities held to maturity | 146,641,000 | 147,143,000 | 146,987,000 | 148,036,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,569,000 | 281,668,000 | 282,435,000 | 280,968,000 |
| Interest-bearing deposits | 236,346,000 | 238,211,000 | 242,068,000 | 244,050,000 |
| Noninterest-bearing deposits | 40,223,000 | 43,457,000 | 40,367,000 | 36,918,000 |
| Equity capital | 63,518,000 | 63,800,000 | 63,922,000 | 63,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,007,000 | 6,136,000 | 9,354,000 | 12,617,000 |
| Interest expense | 1,368,000 | 2,874,000 | 4,452,000 | 6,026,000 |
| Net interest income | 1,639,000 | 3,262,000 | 4,902,000 | 6,591,000 |
| Noninterest income | 185,000 | 369,000 | 558,000 | 744,000 |
| Noninterest expense | 1,876,000 | 3,620,000 | 5,460,000 | 7,438,000 |
| Provision for loan losses | -79,000 | -87,000 | -136,000 | -233,000 |
| Pretax income | -32,000 | 63,000 | 124,000 | 100,000 |
| Income tax | -31,000 | -128,000 | -99,000 | -30,000 |
| Net income | -1,000 | 191,000 | 223,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,517,000 | 63,799,000 | 63,922,000 | 63,918,000 |
| Total capital | 65,282,000 | 65,532,000 | 65,583,000 | 65,501,000 |
| Risk-weighted assets | 191,610,000 | 193,766,000 | 190,887,000 | 190,616,000 |